Wema Bank USSD Code, (2024 ) Guide to Effortless Mobile Banking !!

wema bank ussd code

In today’s fast-paced world, convenience and accessibility are paramount when it comes to managing your finances. Wema Bank understands this need and has introduced its USSD code, *945#, as a game-changer for customers seeking quick and efficient financial transactions without the need for an internet connection.

This versatile USSD code is designed to empower users with various banking services, from sending money and purchasing airtime to paying bills and making POS payments, all without requiring a Wema or ALAT card. The best part? It works on any mobile phone, making it accessible to everyone.

Let’s explore how you can activate and harness the power of the Wema Bank USSD code to simplify your banking experience.

Activating Your Wema Bank USSD Code: A Quick Guide

Getting started with the Wema Bank USSD code is a breeze. Follow these simple steps to activate and set up your USSD code:

  1. Dial *945# from the mobile number linked to your Wema Bank account.
  2. Select the option that leads to the activation process (usually option 5).
  3. Input your Wema Bank account number when prompted.
  4. Create a secure 4-digit PIN for your USSD transactions. This PIN will be crucial for validating various transactions and ensuring the security of your financial activities.
  5. Confirm the PIN you’ve just set up to complete the activation process.

Alternatively, you can activate your USSD code by dialing 9455# and providing the necessary information, such as your account number and date of birth, then creating and confirming your new PIN.

Once the activation process is complete, you can enjoy the convenience of USSD banking transactions with your Wema transfer code.

Creating Your USSD PIN for Wema Bank Transfers

Setting up your PIN for Wema Bank transfers using the *945# USSD code is quick and easy. Here’s a simplified guide:

  1. Dial *945# from your registered mobile number.
  2. Choose Option 5 for activation and PIN setup.
  3. Input your Account Number when prompted.
  4. Create a 4-digit PIN for your USSD transactions.
  5. Confirm the PIN by entering it again.

Alternatively, you can initiate the PIN setup directly by dialing 9455#, providing your Account Number and Date of Birth, and following the instructions to create and confirm your new PIN.

With your PIN set up, you’re now ready to enjoy the convenience and security of Wema Bank’s USSD code for seamless transactions.

Resetting Your Wema Bank USSD PIN

If you’ve forgotten or lost your Wema Bank USSD PIN, follow these quick steps to reset it:

  1. Dial *945# on your phone keypad.
  2. Select “2” to reset or change your USSD PIN.
  3. Follow the instructions to enter your current USSD PIN.
  4. Enter and confirm your new 4-digit USSD PIN.

Resetting your Wema Bank USSD PIN is simple and provides fast access to your mobile banking.

Transferring Money With Wema Bank USSD Code

With the Wema Bank USSD code, you can easily transfer money within Wema Bank or to other banks. Here’s how:

Transferring within Wema Bank:

  1. Dial *945# on your mobile phone.
  2. Input the Beneficiary’s Account Number.
  3. Enter the Amount you wish to transfer.
  4. Authenticate the transaction by entering your 4-digit PIN.
  5. Confirm the transaction details.

Your transfer within Wema Bank is now complete. Alternatively, you can dial the code directly, e.g., 945Beneficiary_Account_Number*Amount#.

Transferring to another bank:

  1. Dial *945# on your mobile phone.
  2. Input the Beneficiary’s Account Number.
  3. Enter the Amount you wish to transfer.
  4. Choose the recipient’s bank from the options provided.
  5. Authenticate the transaction by entering your 4-digit PIN.
  6. Confirm the transaction details.

Your transfer to another bank has now been successfully executed. Whether you’re transferring within Wema Bank or to other banks, the *945# USSD code simplifies the process, providing a quick and convenient way to manage your transactions securely from your mobile device.

Checking Your Wema Bank Account Balance

Checking your account balance with Wema Bank is quick and straightforward using the 945 USSD code. Here’s how:

  1. Dial 9450# on the mobile number linked to your Wema Bank account.
  2. Confirm your selection to proceed.
  3. In a short time, you’ll receive an SMS notification displaying your total account balance.

With the 945 USSD code, you have instant access to your financial information.

WEMA Bank USSD Codes , A Comprehensive List

Account ManagementUSSD Codes
Account Balance*945*0#
Change PIN*945*00#
Change Account*945*2*OldAcctno*NewAcctno#
Registration/Profiling On 945*945*01#
BVN Management*945*4#
Account Restriction*945*9*1*1#
Account Activation*945*5#
Account Opening*945*1#
Electricity Bill CodesUSSD Codes
Airtime, Data, and Transfers CodesUSSD Codes
Airtime (self)*945*amount#
Airtime (others)*945*phoneNo*amount#
Transfers (Wema account and other banks)*945*accountNo*amount#
Schools and Exams CodesUSSD Codes
(result checking)
JAMB (result checking)*945*71#
LoansUSSD Codes
QUICK LOAN*945*65#
Salary-Base Loan*945*65#
Internet Service CodesUSSD Codes
Cardless TransactionsUSSD Codes
MCASH*945*57# and *945*57*merchantcode*amount#
CORALPAY*945*58# and *945*000*REFno#
Cable TV CodesUSSD Codes
DSTV*945*11# and *945*11*smartcardNO#
GOTV*945*12# and *945*12*smartcardNO#
STARTIMES*945*13# and *945*13*smartcardNO#

Benefits of WEMA Bank USSD Codes

  • Instant money transfers 24/7 for Wema Bank account holders.
  • Available round the clock, offering flexibility for users.
  • Tailored for Wema Bank account holders, ensuring security.
  • Requires an activated/linked SIM card for added security.
  • Independent of data connections, enabling transactions without the internet.
  • Works seamlessly on major networks (Glo, MTN, Airtel, 9mobile).
  • Sets limits on daily transfers for enhanced security.
  • Informs users about potential charges for transparent transactions.

In conclusion, the Wema Bank USSD code *945# provides a convenient and easy way for customers to manage their finances on the go. With just a few taps on their mobile phone, users can check account balances, transfer funds, pay bills, purchase airtime, and more without internet connectivity. Embrace the future of banking with Wema Bank’s USSD code, where simplicity meets security.

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