UBA Swift Code for Seamless Global Transactions 2024

In the intricate web of international banking, uba swift code, or SWIFT numbers, stands as a linchpin for secure and efficient cross-border transactions. Also known as a Business Identifier Code (BIC), this alphanumeric code follows a standard format and serves as a universal identifier for banks and financial institutions worldwide. It essentially functions as an international bank code or ID, providing crucial information about the bank.

Deciphering the UBA SWIFT Code

A SWIFT code is composed of a series of letters and numbers, each carrying specific information:

  • Bank Code (4 letters): Identifies the particular bank.
  • Country Code (2 letters): Indicates the country where the bank is situated.
  • Location Code (2 letters or digits): Specifies the location of the bank’s primary office.

For instance, the UBA SWIFT code might resemble this: UNAFNGLA.

Swift code (8 characters)UNAFNGLA
Branch address57 MARINA, FLOOR 8, UBA HOUSE
Branch codeXXX

The UBA SWIFT Code in Depth

The UBA SWIFT code, UNAFNGLA, provides insight into the bank and its location. The “UNAF” segment represents the bank code for UBA, while “NG” denotes Nigeria as the country of origin. The final “LA” signifies the specific location, which, in this case, might refer to Lagos, a prominent financial hub.

Significance of the SWIFT Code

SWIFT codes play a pivotal role when transferring money between banks, especially for international money transfers or Single Euro Payments Area (SEPA) payments. They ensure accurate and secure fund transfers to the intended destination. Additionally, these codes are used for inter-bank communication, facilitating the exchange of messages in the global financial network.

Verification Protocols and Cautions

When engaging in international fund transfers, it is paramount to verify the SWIFT code with both your bank and the intended recipient. Precision is key, as any error in the code can lead to complications or delays in the transfer process. Double-checking the code is a preventive measure to safeguard against the misdirection of funds.

In the event of a suspected error, swift action is imperative. If you believe you’ve used the wrong SWIFT code, contact your bank immediately. Depending on the circumstances, they may be able to cancel the transaction. If cancellation is not feasible, prompt communication with the recipient is necessary, requesting the return of the funds.

Navigating the UBA SWIFT Code Process

Understanding how to utilize UBA’s SWIFT code is essential for those involved in international transactions. Here’s a step-by-step guide:

  1. Gather Information: Collect all pertinent details for the international transfer, including the recipient’s SWIFT code, account information, and the purpose of the transfer.
  2. Confirm UBA SWIFT Code: Ensure you have the correct SWIFT code for UBA. This information can be obtained directly from the bank or verified on their official website.
  3. Communicate with the Recipient: Before initiating the transfer, communicate with the recipient to confirm their bank details, including the SWIFT code. This additional layer of verification minimizes the risk of errors.
  4. Initiate the Transfer: Utilize the bank’s procedures for international money transfers, whether through online banking or visiting a physical branch. Input the recipient’s details, including the SWIFT code, and review all information before confirming the transaction.
  5. Monitor and Confirm: Keep a vigilant eye on the transfer status. Once the transaction is completed, confirm with the recipient that the funds have been received.


In the global landscape of international banking, a firm grasp of the SWIFT code system is indispensable. UBA SWIFT code acts as a gateway to seamless global transactions, connecting individuals and businesses securely with the world. By understanding its significance, verifying details meticulously, and adhering to correct procedures, navigating the realm of international finance becomes a confident endeavor. Accuracy in utilizing SWIFT codes ensures that your money reaches its intended destination without a hitch.

Check for other banking sort codes and Swift codes over HERE

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